A bank gave this breakdown on the net. I’m curious to know how many of us use a budget.
You must be thinking, it’s December! “Nickie, you start a budget in January along with quitting smoking, dieting and of course, exercising!”
Well, I’m giving you a breakdown now, so you know what to expect in January.
You will question certain percentages (like I did!) but give it a try. I have been using this format for a year. It took a few months to get it going. Let me know how it works for you!